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Benefits: Insurance

Insurance benefits

Health insurance

Calvin College believes the health of our employees and their families is important. Selecting health care providers with a comprehensive network is critical to finding good medical care and we provide excellent coverage through our plan. The college offers an HMO health insurance plan through Blue Care Network, including medical and prescription coverage for eligible employees.

Dental insurance

We love to see you smile! Calvin College offers dental care and coverage to eligible employees through Delta Dental, a provider passionate about oral health. For more information on the plan, view the plan summary document.

Employer-provided group life insurance

Through Unum, the college provides life insurance for you up to $100,000 and minor coverage in the event of a spouse or child’s death to eligible employees. For more information on this insurance, visit the staff handbook or view the life insurance plan document.

Voluntary life insurance

The college provides a life insurance policy but you may want more. Additional life insurance coverage is available for purchase through UNUM. For more information contact human resources or view the voluntary life plan document.

Flexible spending Top

Need a way to save while you spend? A flexible spending account is a great way to save money. Through payroll deductions, employees can allocate money to a flexible spending account. This money is deducted pretax, lowering overall tax liability and can be used to pay for dependent/childcare expenses, unreimbursed medical expenses and over-the-counter medicine. Debit cards are available to pay for these expenses or reimbursement forms may be completed. To request up to two additional debit cards, log in to the Participant Portal. Under the Profile tab, click on Debit Cards; under Actions, click "Order Replacement". For more information visit BASIC Flex Administration.

Workers compensation

Please be careful, but if you are injured at work, we have coverage for that too. Necessary forms and information on seeking medical attention are available on the environmental health and safety website. 

Long-term disability insurance

Few people think about not being able to work due to medical conditions, but we do. Through UNUM the college provides eligible staff with a long-term disability insurance policy. With an approved disability claim, this policy pays 60% of pre-disability earnings. See the long-term disability plan document for more information.

Voluntary long-term care

Long-term care for home health, assisted living and nursing homes can be costly. Through Legacy Services, Calvin employees are eligible to purchase at discount long-term care insurance individually or for family members. This insurance helps to protect you, your assets, your family and your lifestyle from the potentially high costs of long-term care. Contact Legacy Services for information, rates and assistance.