Canadian Students
While we recognize that Canadian students have provincially-subsidized health care administered by their own government, the college feels strongly that the Canadian provincial plans offer only limited coverage for health care received in the United States. We therefore require Canadian students to carry supplemental insurance in order to waive out of enrollment in the Student Health Insurance Plan (KnightCare).
Canadian Students are required to purchase KnightCare if they cannot provide proof of supplemental coverage that meets the college's minimum insurance requirement. Travel insurance and other emergency-only plans are not considered comparable and do not meet the college's minimum insurance guidelines.
To meet Calvin College's insurance requirements, private health insurance must meet the following conditions:
Provides coverage for medically necessary care in the greater Grand Rapids area and anywhere in the United States.
Provides coverage for the entire academic year.
Provides coverage for at least $50,000 per year.
Covers both outpatient treatment and hospitalization for mental health problems.
Covers both medically necessary outpatient treatment and hospitalization for medical and surgical services.
Plan is not a travel plan or an "emergency only" plan.
If you do not know if your current health insurance plan meets these requirements, contact your plan administrator to get accurate information before submitting a waiver form.
This box below provides a general summary of what provincial plans pay for given services. Note that there are minor differences among the provinces.
Need more information? For more details about KnightCare benefits, provisions, exclusions, appeals and grievance procedures, disclosure information, and other plan features, be sure to visit www.UHCSR.com.
